Financial Integration & Payment Clearing, Simplified.
The modern middleware platform built for accountants, corporate treasurers, and payment specialists. Convert vendor invoices into valid ISO 20022 XML, ingest Swiss QR-Bills, and reconcile bank statements effortlessly.
Straight-Through Financial Processing
Connect your ERP, accounting software, and banking networks with reliable, fully automated clearing pipelines.
1. Multi-Channel Ingestion
Stream vendor files, spreadsheets, and invoices via REST APIs, automated SFTP drop folders, monitored Google Drive accounts, or designated inboxes.
2. Schema Translation
Transform messy flat files, CSV exports, or custom ERP structures into bank-compliant Swiss SIX and European EPC ISO 20022 schemas.
3. Payment Execution
Compile and validate pain.001 credit transfers, verify IBANs, auto-derive structured references (ISO SCOR / Swiss QRR), and bundle batches cleanly.
4. Daily Reconciliation
Ingest electronic bank statements (camt.053 / camt.054) and automatically export normalized reconciliation workbooks or real-time webhooks into your ERP.
Engineered for Accuracy & Compliance
Purpose-built tools designed to eliminate manual spreadsheet reconciliation and protect payment workflows from formatting rejection.
Swiss QR-Bill & EPC QR Engine
Parse embedded QR code data from vendor invoices or render high-resolution payment slips for Accounts Receivable billing.
Factur-X & ZUGFeRD E-Invoicing
Extract hybrid XML metadata from cross-border European supplier invoices or generate compliant hybrid PDFs matching EN16931 profiles.
ISO 20022 Schema Compiling
Compiles bank-ready PAIN.001 XML transfer orders verified against strict Swiss Payment Standards and SEPA rulebooks.
Automated Clearing Pipelines
Establish continuous headless execution routes between your internal accounting systems, cloud drives, and host-to-host banking servers.
Pre-Flight Dry Run Simulation
Test custom schema mapping rules in memory with living fixtures. Inspect compiled XML output before transmitting to the bank.
Cryptographic Deduplication
Automatic SHA-256 fingerprint verification blocks accidental duplicate batch submissions across all API and SFTP channels.
Multi-Workspace Architecture
Seamlessly manage independent subsidiaries, holding structures, or client entities with isolated configurations.
Nov 2026 Address Standardization
Automated address parser intelligently splits legacy unstructured vendor addresses into street, building number, town, and postal code.
Comprehensive Audit Logs
Track all operational runs, actor IDs, IP locations, and file metadata with complete timestamped non-repudiation records.
See Digintu in Action
A seamless, native-feeling interface built for modern corporate accounting.
Zero-Retention Security Model
Engineered from the ground up for strict Swiss data protection. We operate as a volatile pass-through engine. Financial documents reside in your own infrastructure, never in our permanent databases.
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Zero-Retention Processing Zero-retention volatile RAM processing of confidential accounting files
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End-to-End Cryptography Cryptographic in-memory SHA-256 hashing for 100% accurate deduplication
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Granular IP Whitelisting Strict IP CIDR Whitelisting for API and SFTP endpoints
About Digintu Tech
Founded in 2016, Digintu delivers sovereign, high-reliability financial middleware to help social enterprises, corporations, accounting practices, and financial software platforms connect directly to modern bank clearing rails using ISO 20022.